Chase Business Card with Premier Cash Rebate Saves You Money

The Chase Business Card with Premier Cash Rebate is one of the best credit card offers I have received for my business in a long time. I must admit that it is very tempting to get the card to increase our credit line.

It's not like we need to extend our credit line, but there were several stories that many credit card companies are reeling in credit lines to reduce market exposure.

One of the best features of the Chase Business Card with Premier Cash Rebate is that you get 3% rebates on eligible business expenses. Basically, you get the 3% for most business related expenses except when purchased as superstores, warehouse clubs or discount stores.

So you have to do the math if you actually are going to save money with the extra 3% going somewhere else than a discount store. But even if you don't qualify, they still give you 1% back for unqualified purchases.

The card doesn't carry an annual fee so having this for emergency cash flow is good to have on your books. The first 6 months you have 0% APR, so it's free cash until the big payment is due.

They supply quarterly and annual reports which may help you. All I really care about is that I can download my transactions into Quickbooks for my accountant.

All in all, the Chase Business Card with Premier Cash Rebate is something worth looking into for managing your business expenses.

30000 Miles United Business Card

For the second or third time this month, I received the "30000 Miles United Business Card" offer from Chase. For the second or third time this month, the credit card offer went into the shredder.

I like Airmiles credit cards, but they take a long time to accumulate enough miles to get any form of frequent flier benefits. Even though the first year's annual fee is waived, the $75 recurring fee real eats into your profit.

Just to break even on the next year, you would have to spend $7,500 on the United Business Card. That same amount charged on your Discover would saved you at least $75.

By the 5th year rolls around, the initial 30000 miles was paid for by you so it's not really free after all. After that, Chase is making a nice tidy profit of $75/year by collecting annual fees from you.

Sure, you can cancel the card, but how often do you cancel credit lines? I can't even remember the last time I canceled a card.

So, for now, they'll keep sending in the "30000 mile" offer and I'll keep shredding them because it's all about saving money whenever possible and I'll use my Discover Card to precisely do that.